Bernard Sands – Ratings and Risk Management for the Retail Supply Chain

With a reputation for integrity and actionable intelligence™ since 1925, Bernard Sands is considered by many to be the gold standard for credit ratings and information on the retail industry.

Subscribe to our reports, including: Weekly Industry Alerts - Free The General Merchandise Comp Stores Sales Report Retail Performance Monitor™

Bernard Sands covers the mass merchandisers, department stores and chains plus 250,000+ owner-managed retailers.

Sands ratings and reports include financial analysis, industry and company trends, trade attitudes and references, payment scores and liquidity trending. Our data capture and reporting tools are web-based, giving you access when you need it.

• Snap!™ Reports delivers instant ratings and Payment Quality Index scores for more than 260,000 accounts.
• Decision Maker reports on the major accounts give you insight into the company's financial condition and payment habits, in addition to commentary and analysis on short term and long term risk. They include a credit guideline and Payment Quality Index score, and provide usable financial metrics paired with expert commentary and analysis - as well as to communicate key developments and their impact on credit risk. Our Industry Sector Research portfolio provides access to the complete library of reports, broken out by industry sector or by account.
• Public-i  Reports cover virtually every public company anywhere in the world. Go in-depth with comprehensive, detailed analysis on the company's financial condition - sales, earnings, stock performance, profitability and competitive analysis plus a trade payment history report on North American companies, when available.

All services include:

• Trade Payment Reports, Financials and News
• Email Alerts
• Portfolio Monitoring
• Consulting and Trade Surveys